Portuguese (Portugal) · Pronunciation Guide
Say "dee-NYAY-roo", with a true dental d, a palatal "ny" sound in the middle, and a light tapped r near the end.
Stress falls on the second syllable "nhei"; the "nh" is a palatal nasal and "ei" is a diphthong gliding from "eh" toward "ee".
Listen: dinheiro
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Não tenho muito dinheiro.
I don't have much money.
Listen: Não tenho muito dinheiro.
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"Não tenho muito dinheiro" is a simple negative statement using "não" before the verb (Portuguese negates by placing "não" directly before the conjugated verb, with no auxiliary "do" needed as in English). "Muito" functions adverbially again, modifying the amount of money implied. "Dinheiro" is uncountable/mass-noun in this context, just like English "money".
The most important European-specific pitfall is the initial "di": European Portuguese keeps it a pure dental "d" plus "ee" sound, while Brazilian Portuguese would turn that same sequence into a "dj" affricate, making "dinheiro" sound almost like "jee-NYAY-ro" in Brazil versus a crisp "dee-NYAY-ro" in Lisbon. Since this word starts with exactly the sound pattern that most sharply divides the two accents, it's an excellent one to drill for the European-specific dental articulation.