Spanish · Pronunciation Guide
oy — one syllable, silent h, and the vowel glides like the end of English "boy".
A single syllable, so the rule has nothing to act on. It is worth contrasting with "hay" (there is), which differs only in the first half of its glide — "eye" versus "oy" — and with "ay", an exclamation. All three have silent h's or none at all, and all three are single beats.
Listen: hoy
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Hoy no trabajo.
I'm not working today.
Listen: Hoy no trabajo.
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"Hoy no trabajo" puts the time adverb first and the negation directly before the verb, which is standard Spanish order. "Trabajo" has a throaty j and a soft b between vowels, and it is stressed tra-BA-jo on the second-to-last syllable. Spanish uses the plain present where English needs a progressive.
Let a breath escape at the front and you get English "hoy!", which sounds close enough to be understood but marks the speaker immediately. There is no breath at all. The other confusion is with "hay": the two words sit side by side in sentences like "hoy hay clase", and learners regularly swap them because they look almost identical on the page.