Hindi · Pronunciation Guide
hoh-shi-YAAR — four sounds of interest: voiced h, long o, short i, and a long aa closed by a tap.
hoshiyaar
Heavy, light, heavy: two long-vowelled syllables with a short one wedged between them. That dip is the word's signature, and flattening it into three equal beats is what makes learners' versions sound laboured.
Listen: होशियार
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वह लड़की बहुत होशियार है।
Voh laṛkee bahut hoshiyaar hai.
That girl is very clever.
Listen: वह लड़की बहुत होशियार है।
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"Voh laṛkee bahut hoshiyaar hai" uses laṛkee, which contains ड़ — the retroflex flap — so the sentence asks for a quick backward flick before the adjective. Hoshiyaar itself does not inflect, so nothing marks the girl's gender except the noun.
The middle vowel gets lengthened to match its neighbours, and the final r gets American colouring that swallows the aa. Keep the short i genuinely short and the r down to one contact. The initial h also needs to be voiced rather than the airy English variety.