Hindi · Pronunciation Guide
khutm KUR-naa — an aspirated kh, a dental t, and an m closing the syllable with no vowel before it.
khatm karnaa
The first word is one heavy closed syllable with a short vowel, so its weight comes entirely from the cluster; the phrase then dips into kar's schwa and rises again on -naa. The optional epenthetic vowel in khatam adds a light beat without changing the pattern.
Listen: खत्म करना
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मैंने अपना काम खत्म कर लिया।
Maiṁne apnaa kaam khatm kar liyaa.
I finished my work.
Listen: मैंने अपना काम खत्म कर लिया।
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"Maiṁne apnaa kaam khatm kar liyaa" adds the completive kar liyaa and takes the ergative maiṁne, since the whole thing is a perfective transitive. Apnaa agrees masculine with kaam, so the possessive vowel is long.
English has no -tm coda, so learners insert a full vowel and stress it: "kha-TAM." A light schwa there is acceptable in casual speech, but a stressed full vowel is not. The aspiration on kh is the other thing that routinely disappears, leaving a plain k.