Hindi · Pronunciation Guide
ṬAIK-see — the t is retroflex with the tongue curled back, and the first vowel is the long one of "bed."
ṭaiksee
Hindi has nativised the loan by making its initial stop retroflex, so the word's rhythm is Hindi even where its vocabulary is not. The -ks- cluster in the middle adds weight without adding a beat.
Listen: टैक्सी
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मुझे टैक्सी चाहिए।
Mujhe ṭaiksee chaahiye.
I need a taxi.
Listen: मुझे टैक्सी चाहिए।
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"Mujhe ṭaiksee chaahiye" uses the dative mujhe with the invariant chaahiye, so nothing in the sentence agrees with ṭaiksee at all. Mujhe's breathy झ right before the retroflex ट makes the opening two words unusually demanding.
Saying the English word gives an alveolar aspirated t and a diphthongised first vowel. Hindi asks for a curled-back tongue and a steady open-mid vowel. Curl the tongue before you begin the word — the retroflexion is the audible difference.