Hindi · Pronunciation Guide
ṬHUN-ḍaa — every consonant here is retroflex, with the tongue tip curled back to the roof of the mouth.
ṭhaṇḍaa
Because the tongue stays curled back for three consecutive consonants, this word feels slow and dark even though it has only two beats. The articulatory work is packed into the opening while the long vowel waits at the end.
Listen: ठंडा
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पानी ठंडा है।
Paanee ṭhaṇḍaa hai.
The water is cold.
Listen: पानी ठंडा है।
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"Paanee ṭhaṇḍaa hai" is a minimal setup: paanee is entirely dental and front, ṭhaṇḍaa is entirely retroflex and back. Saying them in sequence is one of the best available drills for the contrast that defines Hindi consonants.
Four substitutions creep into this two-syllable word: alveolar consonants where all three should be retroflex, and no aspiration on the first. Start by exaggerating the curl until the tongue tip touches well behind the ridge, hold that position for all three, and add the puff only to ठ.